Dental Plans

With dental insurance plans for you and your family, we can help make it easier to keep your smile healthy. From dental cleanings to root canals, it can be difficult to predict how much money you’re going to spend for your dental care. Golden Rule Insurance Company individual dental insurance plans can provide you with the coverage you need to help promote good dental health.

With either of the dental plans, you can take advantage of:

Preventive care is covered at 100% with NO deductible or waiting period.
Basic and Major Services have only a $50 calendar-year deductible per covered person, plus it is capped at 3 individuals per family.

Which individual dental plan is right for you?

Dental Primary – Lower Premium

Designed to offer immediate coverage and network discounts for preventive care and basic services. Plan availability varies by state

Plan	Dental Primary
Preventive Care Services	100% day one
Major Services	Not covered
Coverage Amount	$1,000 Annual Maximum (per calendar year)
Deductible	$50 per person (basic services)
Most Valuable Feature	Lowest Premium of Dental Primary Plans

Dental Primary Plus – Use Any Dentist

This plan pays more for non-network dentists on basic services than the other plans. There is also no waiting period for preventive care or basic services. Plan availability varies by state.

Plan	Dental Primary Plus
Preventive Care Services	100% day one
Major Services	Not covered
Coverage Amount	$1,000 Annual Maximum (per calendar year)
Deductible	$50 per person (basic services)
Most Valuable Feature	Network Flexibility of higher non-network benefits

Dental Primary Preferred – Includes Major Services

Major services are covered, after a 6-month waiting period, using network dentists. Plan availability varies by state.

Plan	Dental Primary Preferred
Preventive Care Services	100% day one
Coverage Amount	$1,000 Annual Maximum (per calendar year)
Deductible	$50 per person (combined basic and major services)
Most Valuable Feature	Major Services Coverage

Dental Primary Preferred Plus – Use Any Dentist + Major Services

Enjoy the flexibility of using network or non-network dentists plus this plan covers major services after a 6-month waiting period.

Plan	Dental Primary Preferred
Preventive Care Services	100% day one
Coverage Amount	$1,000 Annual Maximum (per calendar year)
Deductible	$50 per person (combined basic and major services)
Most Valuable Feature	Network Flexibility with Major Services Coverage